A great retirement, sailing off into the sunset, is the just reward of every American in the work force. We work hard so that one day we don’t have to anymore. A key ingredient to an amazing retirement is planning. Unfortunately, for women that dream may be very far off from becoming a reality. According to Fidelity Investments, only 4 out of 10 women have a retirement strategy and only 15% of those women have formal retirement plans. Women have been forced into at this disadvantage by societal conventions and forces they may not even be aware of. Yet, there are some simple steps you can take today so that you can have a blissful ride into the sunset.